Earning and Utilizing the Bankroll Perk for Extra XP in Black Ops 6

The Bankroll perk in Black Ops 6 is one of the best tools for maximizing XP gains, allowing players to rack up extra score and rewards per match. By increasing the score earned for eliminations, assists, and objective play, Bankroll can significantly speed up leveling, especially when combined with Double XP events.

If you’re looking to reach Prestige faster, unlock new weapons, or simply stay ahead of the competition, understanding how to unlock, maximize, and strategically use Bankroll will give you an edge.

This guide will break down everything you need to know about Bankroll, from unlocking it to pairing it with the best perks, weapons, and strategies for optimal XP farming.

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How to Unlock the Bankroll Perk

Before you can start benefiting from Bankroll, you’ll need to unlock it first. Depending on how the perk is structured in Black Ops 6, there are multiple ways to do so:

• Reach a Specific Rank – In past Call of Duty games, XP-boosting perks were often unlocked at mid-to-high levels. Check your in-game progression tree to see when Bankroll becomes available.
• Complete In-Game Challenges – Some perks require players to finish specific score-based challenges. This could involve earning a set number of points in a single match or consistently securing high-kill streaks.
• Purchase via Battle Pass (If Applicable) – Black Ops 6 may introduce Bankroll as a seasonal perk within the Battle Pass. If so, reaching the required tier will unlock it.

Quick Tips for Unlocking Bankroll Faster:

• Play Objective-Based Modes – Domination and Hardpoint reward steady points for controlling objectives.
• Utilize XP Tokens – If you have XP boosters from the Battle Pass or store, use them to speed up rank progression.
• Maximize Scorestreak Usage – Calling in UAVs, Counter UAVs, and Killstreaks grants bonus points, helping you unlock perks faster.

What the Bankroll Perk Does

Once unlocked, Bankroll enhances your XP gains and score generation in multiple ways:

• Boosts Score per Action – Get extra XP for kills, assists, and completing objectives.
• Increases Streak Multipliers – Since score builds up faster, you can achieve streak rewards more frequently.
• Stacks with Double XP Events – When used during a Double XP event, Bankroll amplifies its effect, making it an essential tool for quick leveling.

This perk is especially useful for those grinding weapon levels, Battle Pass tiers, or Prestige ranks.

Tip: Pair Bankroll with fast-scoring tactics like killstreak farming, aggressive objective play, and quick eliminations to maximize your XP gains.

Best Game Modes for Bankroll XP Gains

Not all game modes yield the same XP output. Some are better suited for rapid score accumulation, allowing Bankroll to be more effective.

Top Game Modes for XP Farming with Bankroll:

• Kill Confirmed – Picking up dog tags provides extra score, making Bankroll highly valuable.
• Domination – Constant objective captures grant bonus XP, rewarding active gameplay.
• Hardpoint – The fast rotation of Hardpoints ensures frequent engagements, leading to more kills and assists.
• Zombies Mode – If Bankroll works in Zombies, it can dramatically increase XP for high-round farming.

Game Modes to Avoid:

• Search & Destroy – Fewer kills per match means limited XP gain, even with Bankroll.
• Free-for-All – XP gains are inconsistent since players aren’t working toward team-based objectives.

Tip: If you want the highest XP returns, play modes with lots of engagements and objective play.

Optimizing Your Loadout for Bankroll XP Stacking

A strong loadout can further amplify Bankroll’s effectiveness. Choosing the right perks, weapons, and scorestreaks will help you earn more XP per match.

Best Perks to Combine with Bankroll:

• Scavenger – Keeps your ammo replenished, allowing you to sustain kill streaks longer.
• Restock – Ensures your lethal and tactical equipment replenishes, giving you more ways to earn score.
• Engineer – Helps locate and destroy enemy equipment for additional XP.

Best Weapons & Attachments for XP Gain:

• Fast-Firing SMGs & ARs – High kill potential leads to more score per match.
• Suppressors – Helps you stay alive longer, maintaining high streaks.
• Extended Mags – More bullets before reloading allows for longer kill chains.

Best Scorestreaks for XP Farming:

• UAV & Counter UAV – Grants XP for team assists.
• Advanced UAV – Helps locate enemies for easy eliminations.
• Sentry Gun or Attack Chopper – Passive killstreaks keep earning XP while you focus on objectives.

Tip: Focus on aggressive gameplay while maintaining survivability to maximize XP.

How to Use Bankroll Efficiently During Double XP Events

When Double XP events are active, Bankroll becomes even more effective. Use these strategies to maximize your gains:

• Stack XP Boosts – Combine Bankroll with XP tokens and event bonuses.
• Choose High-Engagement Matches – Play objective-heavy modes where score actions occur frequently.
• Use the Right Loadout – Select perks and weapons that encourage rapid kills and high score accumulation.
• Prioritize Objectives Over Kills – While eliminations provide XP, playing the objective yields even greater rewards.

Tip: During Double XP weekends, XP stacking can multiply your gains significantly—sometimes up to 4x!

Farming XP in Zombies with Bankroll

If you prefer Zombies, Bankroll can still be a great tool for farming XP.

• Farm Early Rounds – The initial waves provide easy kills and high score accumulation.
• Utilize XP-Boosting Field Upgrades – Frenzied Guard and Aether Shroud enhance kill potential.
• Complete Exfil Missions – Successfully leaving grants a massive XP bonus.

Tip: Play in squads to benefit from XP-sharing mechanics and cooperative bonuses.

Final Thoughts: Why Bankroll is Essential for XP Farming

The Bankroll perk is one of the most efficient tools for leveling up quickly in Black Ops 6. Whether you’re grinding for new weapons, unlocking operators, or progressing through the Battle Pass, Bankroll will give you a competitive advantage.

Key Takeaways:

• Unlock Bankroll early to maximize XP gains.
• Use it in high-scoring modes like Kill Confirmed, Domination, and Zombies.
• Stack it with XP boosts, perks, and killstreaks for exponential growth.
• Prioritize Double XP events for the biggest leveling boosts.

By following these strategies, you’ll be able to climb the ranks faster, unlock new gear more efficiently, and stay ahead of the competition in Black Ops 6!